FNOL Claim Summarizer

Turn any messy first-notice-of-loss into a clean, structured claim file.

A tiny self-running claims-intake desk. Paste the raw first-notice-of-loss (the adjuster's call notes, the policyholder's email, the form dump) and it returns one structured claim file: parties, dates, loss type, location, cause, severity band, coverage line, and the missing fields someone has to chase. It never decides the claim; it just makes the intake clean so the adjuster starts at minute ten, not minute zero. Example input: a 300-word voicemail transcript where a driver rear-ends someone in a parking lot, no police report, photos promised later. Example output: strict JSON with claimType "auto - collision", lossDate, namedInsured, claimantOrThirdParty, locationType "parking lot", policeOrIncidentReport false, severityBand "minor", summary, and missingFields ["police report number","third-party insurer","photos"].